Financial Literacy

Financial literacy is an essential part of life. It is the education and understanding of personal finance with the goal of becoming self-sufficient and responsible in areas like budgeting, managing debt, and saving money.

College is one of the most important places for you to improve your financial literacy. You invest time and money into an education to help achieve your life-goals, but things like excessive loan borrowing or poor budgeting can cause you many problems on your path.

Should you take out all of your student loan eligibility? What is the long-term cost? Should you get a second job to help pay for school? How much should you spend on going out to eat while going to school? These are important things to consider. Below are some resources to help with these questions.​

GradReady

Saint Paul College has partnered with GradReady. It is an online money management website with videos and tools about subjects including credit, student loans, and identity theft. You can create a profile on the site and use it to track your progress.

CashCourse​

​Cashcourse is a free resource for students to learn the concepts of financial literacy and wellness. The tool is provided free of charge by the National Endowment for Financial Education, a non-profit organization. Register for a free account and select Saint Paul College when you sign up.